The following information is intended for providing you with a quick reference to what the current loan rates are as of the date indicated. Please click here for Annual Percentage Rate (APR) assumptions. If you have any questions regarding the information provided below, please contact one of our loan officers.
Visit our new NetLender site for current mortgage loan rates. With NetLender, you can apply online for your next mortgage loan, securely over the Internet 24-hours a day.
Mortgage Loan Rates
(click for NetLender)
Home Equity Line of Credit
Prime Rate:
5.00%
Less than $50,000: Prime + 1%
$50,000 & Over: Prime + 0%
APR* = "Nominal Rate"
New Automobile
2007 - 2008, 72 Months Max Term
6.95%, 7.0757% APR*
Used Automobile
2004-2006, 48 Months Max Term
8.25%, 8.4333% APR*
2002-2003, 30 Months Max Term
9.00%, 9.2857% APR*
*Annual Percentage Rate (APR) Assumptions
Home Equity Line of Credit: The APR calculation is not impacted by loan amount. Therefore, APR is equal to Prime plus the appropriate rate adjustment (referred to as the Nominal Rate) depending on approved amount. The maximum APR that may be charged is 25%.
Automobile: APR based on a loan amount of $30,000 and closing fee of $100.
For detailed breakdown of applicable closing costs on any of our loan options or to obtain an estimate for your particular loan needs, please contact us at (800) 882-2911.
