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"We", "our", and "us" mean
Monarch Community Bank. This is our privacy notice
for our customers. When we use the words "you" and "your" we
mean the following types of customers:
- All of our consumer customers who have a continuing
relationship with us, such as:
Deposit account
Loan account
Safe deposit box
Individual Retirement Account
- This statement does
not apply to business customers
We will tell you the sources for nonpublic personal
(private) information we collect on our customers
and what measures we take to secure that information.
We will also tell you what information we share
with other entities. If you are a joint owner on an account with us,
we suggest that you share this information with others
on the account to ensure that everyone is aware of
our policy.
Nonpublic personal (private) information means information
about you that we collect in connection with providing
a financial product or service to you. Nonpublic
personal information does not include information
that is available from public sources, such as telephone
directories or government records.
An affiliate is a company we own or control, a company
that owns or controls us, or a company that is owned
or controlled by the same company that owns or controls
us. Ownership does not mean complete ownership, but
means owning enough to have control.
A nonaffiliated third party is a company that is
not an affiliate of ours.
We collect nonpublic personal (private) information
about you from the following sources:
- Information we receive from you on applications
or other forms
- Information about your transactions
with us
- Information about your transactions with
nonaffiliated third parties
- Information from
a consumer reporting agency
We restrict access to nonpublic personal (private)
information about you to those employees who need
to know that information to provide products or services
to you. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to
guard your nonpublic personal information.
We do not disclose nonpublic personal (private)
information to nonaffiliated third parties except
as permitted by law.
We do not disclose nonpublic personal (private)
information about former customers, except as permitted
by law.
Nonaffiliated Third Parties. Since we do not share
nonpublic personal (private) information with Nonaffiliated
Third Parties, there is no need on your part to "opt
out" of our information sharing practices. Your
nonpublic personal (private) information will remain
strictly confidential. If you have questions regarding
our Privacy Statement please contact us at:
Monarch Community Bank
Attention: Andrew VanDoren, SVP, Compliance Officer & Corporate
Counsel
375 N. Willowbrook Rd.
Coldwater, MI 49036
(517) 278-4566
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